International Student Health Insurance Plan (SHIP)
Coverage Overview and Rates:
Currently Enrolled:
- Your Health Insurance Plan:
- Accounts and ID Cards
- Medical Providers
- Claims
- Fitness Reimbursement
Waiving the Student Health Insurance Plan:
FAQs and Contact Information:
Eligibility, Coverage, Rates and Enrollment
Eligibility
All full-time, matriculated outbound (Study Abroad) Stony Brook students are automatically enrolled onto the student health insurance plan. Students have the option to waive the student health insurance plan if they have comparable coverage that meets the required standards of the University.
Part-time students can enroll in the student health insurance plan anytime during the semester, there is no credit requirement.
Coverage Highlights
2024-2025
Coverage Rates
2024-2025 Rates
| 2024 - 2025 | Annual | Fall | Spring/Summer | Summer 2025 |
|---|---|---|---|---|
| Student | $2,532.32 | $1,066.67 | $1,478.01 | $641.40 |
| Spouse/Domestic Partner | $1,946.00 | $815.72 | $1,130.28 | $490.50 |
| One Dependent | $1,946.00 | $815.72 | $1,130.28 | $490.50 |
| Two or More Dependents | $3,892.00 | $1,631.44 | $2,260.56 | $981.00 |
| Spouse and Two or More Children | $5,838.00 | $2,447.16 | $3,390.84 | $1,471.50 |
Dental Plan Administered by Reliance Standard
The Reliance dental plan is optional for dependents. Enrollees should review the UHC pediatric dental benefits for minor dependents age 18 and under.
2024-2025 Dental Highlight Sheet
| 2024 - 2025 | Annual | Fall | Spring/Summer | Summer 2025 |
|---|---|---|---|---|
| Student | included with medical enrollment | |||
| Spouse/Domestic Partner | $357.60 | $146.88 | $203.52 | $88.32 |
| One Dependent | $413.16 | $171.36 | $237.44 | $103.04 |
| Two or More Dependents | $413.16 | $171.36 | $237.44 | $103.04 |
| Spouse and Two or More Children | $769.20 | $318.24 | $440.96 | $191.36 |
Coverage Periods
| Coverage Period | Coverage Start Date | Coverage End Date | Enrollment/Waiver Deadline |
|---|---|---|---|
| Annual | August 15 | August 14 | August 26 |
| Fall | August 15 | January 14 | August 26 |
| Spring/Summer | January 15 | August 14 | January 27 |
| Summer | May 15 | August 14 | - |
Enrollment Form
International Student Health Insurance Enrollment Form
Enrollment for Spouse/Domestic Partner and Dependents:
(F-2 or J-2 spouse and/or children) must also have health insurance. You must pay the additional cost for dependent coverage directly to United Healthcare, after you are already enrolled in coverage. This MUST be done within 30 days of arrival of your dependents into the country, OR within 30 days of the birth of a new baby, or your marriage, OR within 30 days of the beginning of an enrollment period. Insurance is effective upon receipt of your application and payment. If you wish to enroll a dependent, you may pay online at uhcsr.com/school-page.
Payment
The fee is billed to your student account in SOLAR. Just like all other tuition & fees, this charge is payable by cash, check, money order, credit card or through financial aid.
Tele-Health and Tele-Counseling
UnitedHealthcare StudentResources and HealthiestYou have partnered together to provide access to doctors and mental healthcare from anywhere you are, even while traveling internationally. All services are free for students covered under the UHCSR insurance plan; services are available for all other students for a fee, as noted in the pdf below.
If you present this insurance card for use, please note that you will be using the
University Student Health Insurance.Waiver Requirements
This is to remind all SUNY students that have physically come back to the USA and to their campus that they must be re-enrolled into the SUNY Student Health Insurance Plan for your own wellbeing and medical protection. This means if you were physically in the USA for the fall, spring or summer, you must re-establish your health insurance plan by contacting studenthealthinsurance@stonybrook.edu upon your arrival. This is a SUNY system requirement, not an option. (Teaching Assistants, Research Assistants and Grad Assistants that are currently enrolled in the employee benefits insurance can disregard this.)
Any Medicaid plans based outside of NY and the NY state Essential Plan will not be accepted. The following plans will not be accepted:
- AIG General Insurance Company Ltd.
- ISO
- HTH Worldwide
- International Student Protection (ISP)
- UnitedHealthcare’s PGH/Student Resources Product
- ICIS
- ICIC Lombard
- Compass
- International Medical Group (IMG)
- Seven Corners
- Global Benefit Group (GBG)
- GeoBlue
- Tokio Marine HCC
- MetroPlus
- HealthFirst
- Fallon Community Health Plan (Massachusetts Medicaid)
- Partners Health Plan (Massachusetts Medicaid)
- Peach State Health Plan (Georgia Medicaid)
- Affinity Health
- Emblem Health with ID numbers of LLNNNNNL or Emblem Health (HIP MA)
- Humana
- Medi-Cal (California Medicaid)
- Populytics- LeHigh Valley Health Systems
- Healthy Connections – South Carolina Medicaid
- Gesinger Insurance Plans
- Health New England
- Care1st (Arizona- Medicaid)
- Boston Medical Center Healthnet Plan (Medicaid)
- Neighborhood Health Plan of Rhode Island (Medicaid)
- Gateway Health Plan (PA- Medicaid)
- Wellcare of NY
- HealthPlus
- MassHealth (Massachusetts Medicaid)
- Molina (Medicaid Based Plan)
- Husky (Connecticut Medicaid)
- United Healthcare Community Plan (New Jersey)
- Christian Healthcare Ministries
- Liberty Health
- Global Benefit Group
- Tufts (Rhode Island & Massachusetts Medicaid only)
- YourCare Health Plan
- Ambetter
- Sunlife
- Emblem Health (only HIP MA) or id# that starts with JNR
Waiver Deadlines
- Fall Semester - August 26
- Spring Semester - January 27
If you do not complete a waiver by the deadlines listed above you will be billed for the University student health insurance, and will no longer be able to waive it for the semester.
How to Fill Out a Waiver
Undergraduate International students with domestic health insurance coverage who wish to waive insurance should go to haylor.com/college/stony-brook-university to fill out a waiver.
If you need a waiver because you are studying in your home country for an entire semester, please complete this waiver form by the first day of classes. No waivers will be considered after the deadline.
Denial Appeals Policy
A student health insurance waiver is denied when an active qualifying health insurance
plan can not be validated.
If a waiver is not granted and a student wishes to appeal the decision, they may do
so by contacting:
ASA Student Insurance Office
ASA Services Hub, Shop Red West
(631) 632-6054
studenthealthinsurance@stonybrook.edu
The student will be instructed on how to proceed with the appeals process.
Payment of the SUNY Stony Brook Student Health and Counseling Center Fee—Required
The fee covers comprehensive health services for both medical and mental health problems,
for students and visiting scholars. It is not a substitute for health insurance. The
Student Health Service building is the only location on campus where the mandatory
health fee can be used. Medical Services that are beyond the scope of the Student
Health Service can be obtained either at University Hospital Medical Center or through
other medical providers in the community. However, the Student Health and Counseling
Center fee will not cover the cost of any medical services outside the Student Health
Service Building. Call (631) 632-6740 for further information.
Frequently Asked Questions
Who is required to have domestic health insurance coverage?
All full-time students, Medical & Dental students, as well as some part-time students who are enrolled in classes that require health insurance coverage.
How do I pay for the insurance?
The charge is placed on your Solar account with tuition and fees.
How do I get my insurance card?
Your insurance card will be emailed to your stony brook email address, and will come from Notifications@UHCSR.com (United Healthcare Student Resources).
Am I only covered in NY State?
No, the international student insurance coverage is worldwide.
Does the coverage include dental and vision?
Our student health insurance does not include vision. Dental coverage is included up until the age of 18.
Is the HPV Vaccine covered by the Student Health Insurance?
The HPV vaccine coverage age limit, has now been increased to age 45. The benefit ends on the insured’s 46th birthday.
Can I cancel the coverage early?
No. our policy does not allow for early termination.
I am graduating soon. What are my options for health insurance after I graduate?
With graduation approaching, now is the time to start thinking about your health insurance coverage. As a young adult, you have choices: stay on your parent’s health plan, buy your own plan, or get coverage through a new job.
If you decide to get your own insurance, you’ll find lots of choices at NY State of Health. There are many plans at different coverage levels and all plans cover health services such as yearly check-ups, flu shots, emergency services and prescription drugs. You may be surprised how affordable getting coverage can be. Some plans will cost less than your monthly cell phone bill and for some people, depending on income, coverage will be free.
Even if Open Enrollment for the year has ended, you may still be able to enroll in coverage this year if you qualify for free coverage, or if you enroll within 60 days of a Qualifying Life Event. Qualifying Life Events include no longer being eligible to stay on your parent’s health insurance, loss of other health insurance, a permanent move to another part of New York State, getting married or having a child.
Links
Have additional questions or are ready to enroll?
We have lots of trained experts who will guide you step by step in selecting and signing up for a plan that’s right for you. To find an assistor in your community, go tonystateofhealth.ny.gov/agent/hx_brokerSearch or call us at 1-855-355-5777, TTY: 1-800-662-1220.
Watch a short video Health Insurance – It’s What Adults Do at info.nystateofhealth.ny.gov/YoungAdultsVideo.
Download the Graduation Fact Sheet
I am turning 26, and need to enroll in the Student Health Insurance. Who can I contact?
Please email studenthealthinsurance@stonybrook.edu
I am a Teaching Assistant, Graduate Assistant, or Research Assistant who wants to enroll in employee coverage. How do I do that?
You must confirm with your department that you are eligible to enroll in the employee coverage, and then enroll directly with HR Benefits. You can email them at hrs_benefits@stonybrook.edu or call them at (631) 632-6180.
What is a "Notice of Termination Letter"?
This letter would come from your insurance provider, letting you know when your current coverage with them will end.
How do I know if my waiver is applied in SOLAR?
When you look at your account in Solar, please be sure to look at all charges and then credits for each term (you may need to scroll down).The account will look like a credit card statement. One line will be the charge for insurance, and a separate line will be the waiver (appearing as a negative dollar amount).
Contact Us
For questions about benefits, coverage, waiver status, claims or exclusions contact:
United Healthcare Customer Service
Phone: 1-800-767-0700
Email: customerservice@uhcsr.com
Website: myaccount.uhcsr.com/login
For questions about insurance charges on your student account contact:
ASA Student Insurance Office
ASA Services Hub, located at Shop Red West
Phone: (631) 632-6054
Email: studenthealthinsurance@stonybrook.edu